Take a look at this rather fetching diagram of the psychology of a market cycle.

Tens of thousands of private motoristsand commercial vehicle owners are now claiming costs for damage fromlocal councils that have not repaired dangerous potholes. Mainhighways are a bumpy ride at the best of times, but small businessesbased on council-owned industrial estates or on back roads suffereven more because of shoddy maintenance of secondary roads.  

The big banks are back in business again, with Barclays and HSBC reporting combined profits of £6bn in investment banking.

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Euroffice is an award-winning office supplies company, founded in 1999. Like many of our customers' companies, we're a small business, so we understand the needs of SMEs. In fact we sell more office products online to small business than anyone else. We pride ourselves on our price promise, free delivery and returns policies but, most important of all, we really love every single one of the 27,000 items we sell.